When following a career in finances like a financial advisor there are great risks involved and due the high rate in negligence allegations or fraud, it is now expensive to cover this companies. But, there are insurance companies that will still offer professional indemnity insurance that will be affordable. They want to help you fight back and provide you with the necessary funds to do so. Make sure that your finance firm has got the financial plan to handle any unforeseen or unfortunate event like fraud, lawsuits or any allegations.