Home Insurance Companies
How the Internet Can Help You Get A Great Rate on Your Home Insurance
The internet is a great place to shop for the best home insurance rates. With the rising popularity of online comparison sites, the internet is becoming a go-to place for prospective home buyers. Many sites are offering a convenient service where they will send your information to the leading home insurance providers and send you back some quotes that you can sit down and compare. They will walk you through the process every step of the way and will help you navigate the often confusing world of home insurance rates.
Companies in South Africa
Here is a list of some of the insurers in South Africa. This list will be updated over time to include all of the companies.
- King Price
- Alexander Forbes
- Virgin Money
Online home insurance companies are now even offering consultants that will meet with you online and help guide you through the process. For anyone unable to pay the price for a home insurance expert, the sites themselves are often a great resource for useful information at no cost.
Even More Online Resources
Since comparison sites are in competition with each other, they are constantly trying to provide more and more free services and tools online to help make your experience that much smoother. Some include
– Home Insurance Calculators
– Home Affordability Calculators
– Mortgage Calculators
– Mortgage Payment Calculators
Now that people are utilizing these tools, home insurance companies are met with more and more pressure to keep their prices low and compete with the myriad of businesses also taking advantage of online websites to promote their businesses. Where customers might have only been able to get a handful of quotes in the past, they are now able to get dozens simply with the click of a button.
Some online home insurance companies are claiming that they are getting their clients up to R 6,000 off their home insurance every year. This may not sound like a lot, but within a ten year period, that’s over R 60,000 of savings in your pocket.
Check Home Insurance Reviews
Another great online resource includes the many home insurance reviews that you can find all over the internet. It’s one thing to find reviews on the websites themselves, but to get a more accurate understanding of the company, check out forums to see what people are saying. Check the dates and make sure that you’re getting up to date information that is both accurate and relevant to your particular situation.
Some Final Home Insurance Advice
The best advice you can ever receive is to do your research in advance before you have even considered making your home purchase. This can prevent making any rash, last minute decisions and allows you to weigh your options. Taking use of this method can give you the time to evaluate all the pros and cons of the different companies and recognize any inconsistencies these companies may have.
Learn as much as you can about home insurance before you go to speak with anyone. Home insurance advisors may take advantage of your lack of knowledge and provide you with misleading information that could affect your rates. Once you’re familiar with all the jargon, and pertinent information related to home insurance, you’ll have less of a chance of missing out on opportunities that could save you a substantial amount of money.
Finally, don’t be afraid to ask questions. Most of us aren’t experts in home insurance. We’ve never taken courses, or read books on the subjects so there should be no shame in asking for help. The more you know the better!
Good luck on your home insurance journey.