Genesis Medical Scheme is providing affordable medical aid cover since 1995. They have a proud heritage of providing their members with exceptional healthcare funding benefits at affordable rates. They have a passion for delivering exceptional client service. They offer their clients the opportunity to speak to one of their consultants directly.
Their hospital plans will cover you in hospital for planned and emergency hospital admissions. They have two types of hospital plans:
- Private Choice – from R950 per month.
- Private – from R1,420 per month.
Next Article: Keyhealth Hospital Plan -> Read it here
Medical aid in South Africa is a critical part of the country’s healthcare system. In recent years, the government has implemented various initiatives to ensure that citizens have access to quality and affordable health care services. This article will explore how medical aid works in South Africa, its benefits and drawbacks, as well as how people can get access to it.
When someone takes out a medical aid plan in South Africa, they join an organisation such as Discovery Health or Momentum Health that provides cover for all essential medical costs including hospitalisation and specialist visits. The amount paid towards these services depends on the type of plan chosen by the individual – ranging from basic hospital plans through to comprehensive packages with added extras like dental treatment and optometry coverage included.
There are several advantages of having a medical aid scheme in place when living in South Africa; firstly it allows individuals to receive immediate help should any illness or injury occur without waiting for long periods at public hospitals or clinics for diagnosis or treatment – providing peace of mind during times of ill-health. It also reduces financial stress associated with unexpected bills, allowing members to focus their efforts on getting better rather than worrying about hidden costs related to their condition. Lastly, it offers tax relief which helps keep premiums low while still getting good value cover – making medical aids more accessible even those on lower incomes who might not otherwise be able to afford private healthcare options available elsewhere.
On the other hand there are some drawbacks associated with taking out a medical aid scheme; one being that although most plans offer excellent coverage for major illnesses or injuries there may be gaps between what’s covered by your particular plan compared with what you need due to unforeseen circumstances (e.g., specific surgeries not covered). Another issue is cost inflation leading premiums increasing significantly over time – meaning if you don’t shop around regularly you could end up paying too much for inadequate protection against high bills associated with serious conditions like cancer treatments etc.. Additionally many schemes require upfront payments before claiming back money from providers so those on tight budgets may struggle financially until this happens – especially if they choose more expensive plans because these usually take longer reimbursements timescales than cheaper ones do .
Fortunately there are ways people can get assistance when signing up for a new policy – namely using comparison websites/apps which allow users enter their details once then compare different policies side-by-side based on features offered and price points etc.. Furthermore organisations such as Medical Schemes Council provide information regarding best practices & legal advice plus contact details should any issues arise during use of service providers connected via particular schemes e.g., problems obtaining correct level care despite having valid cover etc.. Finally most companies offering insurance products now accept payment via debit/credit cards allowing customers pay monthly installments instead lump sums which makes managing finances easier overall (particularly helpful those already struggling meet existing commitments) .
In conclusion , whilst taking out some form Medical Aid Scheme necessary life-saving & peace mind come times emergency situations , important bear mind potential pitfalls mentioned above avoid unnecessary incurred costs / inconvenience caused non-compliance policy terms . Thankfully resources exist assist choosing appropriate package correctly setting means payment possible easy manner !
