A medical aid scheme is a plan created to help a person financially pay for health care fees. The plan includes in-and-out of hospital treatments or visits. In other words, if you are to visit a General Practitioner for flu treatment and need to buy the prescription. It will be paid for by your medical aid under the agreement of the contract. In contrast, a hospital only covers treatment or procedures that take place in a hospital plan.
Flexicare, is a different type of plan. It is a health care scheme that provides unlimited GP visits, 100% of the cost of chronic or acute medicine, for maternity just two 2D scans are covered, flu vaccinations, HIV programme and medicine, some cover for radiology, pathology, dentistry, optometry, Covid testing, ambulance services, and all in-hospital treatments (accidents only). You will also receive death cover up to R16,600.
Flexicare is an affordable alternative to full-on medical aid. It is an option to consider when you do want some sort of health care plan in place, especially in the winter times when the children pick up a cold or something else. You will need to visit a GP a lot more in the cold times.
If you however want to purchase medical aid, do not hesitate, fill out your details and various companies agents will contact you with their quotes. Let them send you an email with their offers, compare them and purchase the scheme with the most benefits for less.
