For engineer practices the main concern is civil liabilities (false or not), because these claims can be high and the legal costs as well. This is why engineers in all practices need professional indemnity insurance. It provide you with finances for any claims including asbestos, pollution, lost documentation, risks and innocent non-disclosure.
Engineers are faced with high risks and decisions every day of their lives, this is why they are in great need of protection that might cost them dearly. The services they deliver is professional, having insurance is not a bad idea when you go through all the risks. Get a quote here on Clearwave and make sure that you are protected.