In South Africa it is necessary for nurses to have indemnity insurance for official duties. This will offer you coverage for legal help in case of a lawsuit or any legal issues. Example of such an incident is when a patient sue a nurse due to negligence of a beloved. It can be seen as malpractice insurance cover.
Some companies offer cover of R1 million per nurse per year if an unfortunate event like this should take place (no extra costs).
It happens that a medical staff member oversee or make a mistake, it is something accidental and now they have to take responsibility. Take the right step and get insured.