Last updated on: 21/03/2023
If you’re looking for medical cover that won’t cost more than R1000, there are several companies in South Africa that can provide an affordable solution. Medical aid can be expensive, but there are ways to get the healthcare you need without breaking the bank. Here is a list:
How to Choose an Affordable Medical Aid
Deciding which affordable medical aid to choose starts with understanding what you need and how much you can afford. Common benefits include free preventative screenings, yearly flu vaccinations, and discounts on basic dentistry services. Some plans may also offer unique bonuses such as child illness benefits or free anesthesia. However, be aware that most medical aids do not cover the full costs of anesthetists or dentists visits. If you’re looking for more flexibility in your healthcare plan, consider a policy that allows you to see a variety of doctors. Examining each plan’s extras and limitations will help ensure that you find the right one for your needs.
Fund managers have done well in keeping premiums low for South Africans; they use data analysis to determine which medical aid schemes provide the best value for money while charging similar rates even if members are healthy or have chronic/terminal illnesses. For those willing to pay more for their healthcare coverage, hospital plans could be a viable option as these typically cover some of the costliest expenses associated with medical treatments; more details about this and other types of insurance products can be found on our homepage!